ADR Microcredit Program

 Key Indicators YE 2008 YE 2009 YE 2010 June 2011
Loan Portfolio
# Loans Disbursed to date 3422 4438 5526 6098
Value of loans disbursed to date (US$ millions) 7.41 9.54 11.81 13.12
 # Active Loans 1127 1418 1610 1631
 % of Female Borrowers 21% 23% 23% 26%
 Gross Loan Portfolio (US$ millions) 1.47 1.97 2.16 2.38
 Average loan balance (US$) 1307 1388 1341 1457
 Productivity
 # branches 1 2 2 2
 # Staff 9 11 11 13
 # LO's 4 6 6 8
 % women staff 22% 27% 36% 38%
 Portfolio Quality
 Portfolio at Risk > 30 days 1.1% 1.1% 1.9% 1.9%
Write-off ratio   0.2% 0.7% 0.5%
Other indicators
Yield on portfolio 26% 26% 27% 27%