The Microcredit Program operates in four governorates (South, Nabatiyyeh, Mount Lebanon and North) and ten districts.  It operates through two branch offices in Tyre and Jounieh (through the INMAA Program described below) and three satellite offices in Tibnin (Bint Jbeil district), Marjeyoun and Kfarkila (Marjeyoun district), and Beirut.

INMAA Program

In 2009 ADR entered into a partnership with Georges N. Frem Foundation (“GNFF”) to create INMAA Program.  INMAA provides small and micro entrepreneurs and low-income  employees access to funds through ADR’s products and services.  INMAA serves clients in four districts in Mount and North Lebanon: Keserwan, Metn, Jbeil, and Batroun